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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,762 | $62,583-71.6% | $76,767-76.9% | $64,173-72.3% |
| Participation rate | 98.4% | 72.8%+25.6pp | 77.0%+21.5pp | 69.6%+28.9pp |
| Annual return | -5.07% | -1.95%-3.1pp | 2.43%-7.5pp | 7.63%-12.7pp |
| Employer contribution / active EE | $926 | $1,832-49.5% | $2,485-62.7% | $2,381-61.1% |
| Participant deferral / active EE | $1,506 | $3,145-52.1% | $3,852-60.9% | $3,470-56.6% |
| Admin fee / account holder | $3,321 | $4,667-28.8% | $6,675-50.2% | $4,887-32.0% |