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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,745 | $107,363-61.1% | $92,909-55.1% | $152,897-72.7% |
| Participation rate | 14.3% | 79.8%-65.5pp | 76.0%-61.7pp | 82.5%-68.2pp |
| Annual return | 31.62% | 145.63%-114.0pp | 109.44%-77.8pp | 345.43%-313.8pp |
| Employer contribution / active EE | $2,656 | $4,222-37.1% | $3,653-27.3% | $4,764-44.2% |
| Participant deferral / active EE | $1,611 | $4,848-66.8% | $4,238-62.0% | $5,851-72.5% |
| Admin fee / account holder | $330 | $7,082-95.3% | $5,795-94.3% | $11,599-97.2% |