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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,891 | $99,345+71.0% | $84,753+100.5% | $273,972-38.0% |
| Participation rate | 95.5% | 80.7%+14.8pp | 76.6%+18.9pp | 83.0%+12.4pp |
| Annual return | 9.79% | 22.93%-13.1pp | 22.78%-13.0pp | 41.46%-31.7pp |
| Employer contribution / active EE | $10,392 | $4,214+146.6% | $3,574+190.7% | $4,869+113.4% |
| Participant deferral / active EE | $13,004 | $4,270+204.6% | $3,712+250.3% | $5,287+145.9% |
| Admin fee / account holder | $915 | $6,645-86.2% | $5,333-82.9% | $10,133-91.0% |