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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,501 | $109,372-20.0% | $89,414-2.1% | $158,966-45.0% |
| Participation rate | 81.8% | 74.3%+7.5pp | 68.0%+13.8pp | 82.0%-0.1pp |
| Annual return | 14.47% | 345.55%-331.1pp | 245.50%-231.0pp | 302.95%-288.5pp |
| Employer contribution / active EE | $1,371 | $3,171-56.8% | $2,586-47.0% | $4,762-71.2% |
| Participant deferral / active EE | $5,239 | $4,598+13.9% | $3,890+34.7% | $5,983-12.4% |
| Admin fee / account holder | $883 | $6,156-85.7% | $4,883-81.9% | $11,250-92.2% |