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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,598 | $160,040-92.1% | $147,096-91.4% | $145,877-91.4% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 16.18% | 98.49%-82.3pp | 419.75%-403.6pp | 551.28%-535.1pp |
| Employer contribution / active EE | $2,569 | $5,289-51.4% | $4,936-48.0% | $4,663-44.9% |
| Participant deferral / active EE | $3,401 | $8,429-59.6% | $8,071-57.9% | $6,691-49.2% |
| Admin fee / account holder | $321 | $15,050-97.9% | $13,005-97.5% | $13,402-97.6% |