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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,700 | $110,337+76.5% | $102,383+90.2% | $145,877+33.5% |
| Participation rate | 88.2% | 77.9%+10.3pp | 74.5%+13.7pp | 80.3%+7.9pp |
| Annual return | 9.53% | 24.83%-15.3pp | 24.94%-15.4pp | 551.28%-541.8pp |
| Employer contribution / active EE | $1,151 | $4,216-72.7% | $3,870-70.3% | $4,663-75.3% |
| Participant deferral / active EE | $9,834 | $5,621+75.0% | $5,060+94.4% | $6,691+47.0% |
| Admin fee / account holder | $8,832 | $9,750-9.4% | $8,391+5.3% | $13,402-34.1% |