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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,043 | $153,769-92.8% | $133,975-91.8% | $273,972-96.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 8.71% | 36.51%-27.8pp | 29.29%-20.6pp | 41.46%-32.7pp |
| Employer contribution / active EE | $2,679 | $6,029-55.6% | $5,211-48.6% | $4,869-45.0% |
| Participant deferral / active EE | $3,361 | $6,958-51.7% | $6,282-46.5% | $5,287-36.4% |
| Admin fee / account holder | $450 | $11,765-96.2% | $9,324-95.2% | $10,133-95.6% |