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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,196 | $156,398-74.3% | $147,318-72.7% | $138,895-71.1% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 21.64% | 78.75%-57.1pp | 70.43%-48.8pp | 145.39%-123.8pp |
| Employer contribution / active EE | $2,243 | $4,853-53.8% | $4,593-51.2% | $4,194-46.5% |
| Participant deferral / active EE | $3,478 | $8,237-57.8% | $7,906-56.0% | $6,396-45.6% |
| Admin fee / account holder | $2,607 | $14,976-82.6% | $13,708-81.0% | $12,562-79.3% |