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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,196 | $154,228-73.9% | $145,433-72.4% | $137,256-70.7% |
| Participation rate | 71.4% | 83.8%-12.4pp | 82.1%-10.7pp | 80.0%-8.5pp |
| Annual return | 21.64% | 74.59%-53.0pp | 66.58%-44.9pp | 220.34%-198.7pp |
| Employer contribution / active EE | $2,243 | $4,804-53.3% | $4,554-50.8% | $4,156-46.0% |
| Participant deferral / active EE | $3,478 | $8,216-57.7% | $7,897-56.0% | $6,407-45.7% |
| Admin fee / account holder | $2,607 | $14,344-81.8% | $13,129-80.1% | $12,270-78.8% |