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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,615 | $169,361-91.4% | $129,397-88.7% | $145,877-90.0% |
| Participation rate | 47.1% | 76.5%-29.4pp | 69.6%-22.6pp | 80.3%-33.2pp |
| Annual return | 17.32% | 14395.54%-14378.2pp | 9453.98%-9436.7pp | 551.28%-534.0pp |
| Employer contribution / active EE | $1,022 | $5,542-81.6% | $4,154-75.4% | $4,663-78.1% |
| Participant deferral / active EE | $2,835 | $4,987-43.2% | $4,167-32.0% | $6,691-57.6% |
| Admin fee / account holder | $1,038 | $9,903-89.5% | $7,679-86.5% | $13,402-92.3% |