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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,615 | $169,356-91.4% | $129,406-88.7% | $145,897-90.0% |
| Participation rate | 47.1% | 76.5%-29.4pp | 69.6%-22.6pp | 80.3%-33.2pp |
| Annual return | 17.32% | 14418.62%-14401.3pp | 9468.18%-9450.9pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,022 | $5,542-81.6% | $4,155-75.4% | $4,663-78.1% |
| Participant deferral / active EE | $2,835 | $4,987-43.1% | $4,167-32.0% | $6,689-57.6% |
| Admin fee / account holder | $1,038 | $9,915-89.5% | $7,689-86.5% | $13,390-92.2% |