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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,514 | $160,059+14.7% | $140,019+31.1% | $135,380+35.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -1.95% | 911.48%-913.4pp | 651.17%-653.1pp | 519.81%-521.8pp |
| Employer contribution / active EE | $14,182 | $6,420+120.9% | $5,605+153.0% | $4,779+196.8% |
| Participant deferral / active EE | $6,125 | $7,641-19.8% | $6,927-11.6% | $5,609+9.2% |
| Admin fee / account holder | $22,251 | $13,328+66.9% | $10,705+107.8% | $10,828+105.5% |