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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,875 | $150,447-71.5% | $136,298-68.5% | $147,586-70.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 228.10% | 1049.15%-821.1pp | 5156.27%-4928.2pp | 578.59%-350.5pp |
| Employer contribution / active EE | $9,105 | $5,256+73.2% | $4,696+93.9% | $4,876+86.7% |
| Participant deferral / active EE | $7,866 | $6,631+18.6% | $6,247+25.9% | $5,439+44.6% |
| Admin fee / account holder | $409 | $10,906-96.2% | $9,244-95.6% | $10,886-96.2% |