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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,284 | $160,070+0.1% | $147,117+9.0% | $145,897+9.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.28% | 98.69%-86.4pp | 420.54%-408.3pp | 552.29%-540.0pp |
| Employer contribution / active EE | $5,756 | $5,285+8.9% | $4,932+16.7% | $4,663+23.4% |
| Participant deferral / active EE | $12,423 | $8,419+47.5% | $8,065+54.0% | $6,689+85.7% |
| Admin fee / account holder | $495 | $15,035-96.7% | $12,993-96.2% | $13,390-96.3% |