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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,128 | $171,867-45.8% | $149,716-37.8% | $147,585-36.9% |
| Participation rate | 86.4% | 88.2%-1.8pp | 87.1%-0.7pp | 82.8%+3.5pp |
| Annual return | 13.79% | 2113.36%-2099.6pp | 1501.67%-1487.9pp | 578.58%-564.8pp |
| Employer contribution / active EE | $4,588 | $6,275-26.9% | $5,444-15.7% | $4,876-5.9% |
| Participant deferral / active EE | $4,307 | $7,270-40.8% | $6,568-34.4% | $5,439-20.8% |
| Admin fee / account holder | $877 | $13,799-93.6% | $11,282-92.2% | $10,886-91.9% |