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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,368 | $199,109-57.6% | $173,730-51.4% | $154,746-45.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.29% | 20.02%-2.7pp | 19.96%-2.7pp | 172.34%-155.0pp |
| Employer contribution / active EE | $9,168 | $5,311+72.6% | $4,577+100.3% | $4,379+109.4% |
| Participant deferral / active EE | $3,003 | $7,113-57.8% | $6,326-52.5% | $6,730-55.4% |
| Admin fee / account holder | $1,019 | $20,916-95.1% | $17,523-94.2% | $14,365-92.9% |