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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,677 | $93,124+9.2% | $77,100+31.9% | $134,545-24.4% |
| Participation rate | 28.6% | 74.5%-45.9pp | 67.9%-39.4pp | 81.2%-52.7pp |
| Annual return | -4.76% | 62.68%-67.4pp | 42.35%-47.1pp | 418.37%-423.1pp |
| Employer contribution / active EE | $1,408 | $3,421-58.9% | $2,815-50.0% | $4,742-70.3% |
| Participant deferral / active EE | $3,828 | $5,242-27.0% | $4,430-13.6% | $6,401-40.2% |
| Admin fee / account holder | $432 | $6,970-93.8% | $5,443-92.1% | $11,431-96.2% |