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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,128 | $73,988-85.0% | $96,538-88.5% | $75,177-85.2% |
| Participation rate | 96.4% | 66.4%+30.0pp | 74.3%+22.1pp | 67.2%+29.2pp |
| Annual return | 17.09% | 26.73%-9.6pp | 35.74%-18.6pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,220 | $2,930-58.4% | $3,740-67.4% | $2,671-54.3% |
| Participant deferral / active EE | $3,285 | $3,660-10.3% | $4,880-32.7% | $4,126-20.4% |
| Admin fee / account holder | $529 | $5,220-89.9% | $6,737-92.2% | $5,651-90.6% |