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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,984 | $133,981-75.4% | $112,249-70.6% | $134,532-75.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 75.1%+12.4pp | 81.2%+6.3pp |
| Annual return | -20.61% | 47.16%-67.8pp | 27.48%-48.1pp | 418.27%-438.9pp |
| Employer contribution / active EE | $2,665 | $4,040-34.0% | $3,636-26.7% | $4,741-43.8% |
| Participant deferral / active EE | $4,640 | $5,292-12.3% | $4,729-1.9% | $6,401-27.5% |
| Admin fee / account holder | $386 | $7,492-94.8% | $6,412-94.0% | $11,429-96.6% |