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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,490 | $138,102+30.7% | $125,381+44.0% | $134,532+34.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.40% | 750.73%-769.1pp | 572.31%-590.7pp | 418.27%-436.7pp |
| Employer contribution / active EE | $30,505 | $5,245+481.6% | $4,815+533.5% | $4,741+543.4% |
| Participant deferral / active EE | $0 | $7,801-100.0% | $7,448-100.0% | $6,401-100.0% |
| Admin fee / account holder | $2,109 | $11,568-81.8% | $10,007-78.9% | $11,429-81.5% |