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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,623 | $95,917-2.4% | $79,583+17.6% | $134,545-30.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.57% | -2.70%-18.9pp | 0.16%-21.7pp | 418.37%-439.9pp |
| Employer contribution / active EE | $2,762 | $3,129-11.7% | $2,414+14.4% | $4,742-41.7% |
| Participant deferral / active EE | $6,658 | $4,694+41.8% | $3,986+67.1% | $6,401+4.0% |
| Admin fee / account holder | $5,096 | $9,132-44.2% | $6,835-25.4% | $11,431-55.4% |