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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,876 | $124,980+75.1% | $108,359+102.0% | $154,746+41.4% |
| Participation rate | 80.0% | 75.2%+4.8pp | 70.1%+9.9pp | 80.7%-0.7pp |
| Annual return | 18.48% | 45.00%-26.5pp | 36.89%-18.4pp | 172.34%-153.9pp |
| Employer contribution / active EE | $2,851 | $2,8510% | $2,399+18.8% | $4,379-34.9% |
| Participant deferral / active EE | $4,800 | $4,743+1.2% | $4,137+16.0% | $6,730-28.7% |
| Admin fee / account holder | $642 | $11,502-94.4% | $9,741-93.4% | $14,365-95.5% |