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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,876 | $112,729+94.2% | $98,716+121.7% | $137,256+59.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 18.48% | 38.48%-20.0pp | 31.81%-13.3pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,851 | $2,725+4.6% | $2,279+25.1% | $4,156-31.4% |
| Participant deferral / active EE | $4,800 | $4,640+3.4% | $4,048+18.6% | $6,407-25.1% |
| Admin fee / account holder | $642 | $10,129-93.7% | $8,703-92.6% | $12,270-94.8% |