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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,389 | $176,786-60.7% | $146,643-52.7% | $167,536-58.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 15.82% | 24.04%-8.2pp | 22.75%-6.9pp | 478.82%-463.0pp |
| Employer contribution / active EE | $16,801 | $5,161+225.5% | $4,137+306.1% | $4,839+247.2% |
| Participant deferral / active EE | $5,013 | $6,440-22.2% | $5,506-9.0% | $6,342-21.0% |
| Admin fee / account holder | $6,563 | $13,262-50.5% | $10,280-36.2% | $12,315-46.7% |