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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,554 | $217,432-78.1% | $185,849-74.4% | $167,536-71.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.36% | 148.42%-129.1pp | 122.10%-102.7pp | 478.82%-459.5pp |
| Employer contribution / active EE | $6,366 | $5,875+8.4% | $5,169+23.2% | $4,839+31.6% |
| Participant deferral / active EE | $3,641 | $6,357-42.7% | $5,569-34.6% | $6,342-42.6% |
| Admin fee / account holder | $631 | $19,818-96.8% | $16,244-96.1% | $12,315-94.9% |