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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,514 | $183,592-10.4% | $155,574+5.7% | $145,877+12.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.36% | 61.37%-48.0pp | 64.87%-51.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $9,210 | $5,317+73.2% | $4,676+97.0% | $4,663+97.5% |
| Participant deferral / active EE | $20,562 | $6,466+218.0% | $5,629+265.3% | $6,691+207.3% |
| Admin fee / account holder | $650 | $19,316-96.6% | $15,914-95.9% | $13,402-95.2% |