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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,222 | $227,597-19.9% | $189,575-3.9% | $167,536+8.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 2.91% | 78.44%-75.5pp | 64.19%-61.3pp | 478.82%-475.9pp |
| Employer contribution / active EE | $12,587 | $5,316+136.8% | $4,412+185.3% | $4,839+160.1% |
| Participant deferral / active EE | $12,823 | $7,002+83.1% | $6,174+107.7% | $6,342+102.2% |
| Admin fee / account holder | $719 | $11,877-93.9% | $9,806-92.7% | $12,315-94.2% |