Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $65,085 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $4,413 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $1,418 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,717 | $95,593-65.8% | $121,663-73.1% | $64,728-49.5% |
| Participation rate | 51.1% | 74.9%-23.8pp | 74.5%-23.3pp | 57.9%-6.8pp |
| Annual return | 13.95% | 11.26%+2.7pp | 147.54%-133.6pp | 49.38%-35.4pp |
| Employer contribution / active EE | $843 | $4,093-79.4% | $3,020-72.1% | $2,243-62.4% |
| Participant deferral / active EE | $1,978 | $3,994-50.5% | $4,887-59.5% | $2,729-27.5% |
| Admin fee / account holder | $222 | $813-72.7% | $14,289-98.4% | $1,145-80.6% |