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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,806 | $129,960-94.8% | $104,299-93.5% | $134,545-94.9% |
| Participation rate | 60.0% | 79.5%-19.5pp | 73.3%-13.3pp | 81.2%-21.2pp |
| Annual return | -17.29% | 42.06%-59.3pp | 24.62%-41.9pp | 418.37%-435.7pp |
| Employer contribution / active EE | $2,242 | $4,186-46.4% | $3,373-33.5% | $4,742-52.7% |
| Participant deferral / active EE | $3,067 | $5,589-45.1% | $4,626-33.7% | $6,401-52.1% |
| Admin fee / account holder | $257 | $9,324-97.2% | $7,339-96.5% | $11,431-97.7% |