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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,877 | $153,769-30.5% | $133,975-20.2% | $273,972-61.0% |
| Participation rate | 87.5% | 88.4%-0.9pp | 87.1%+0.4pp | 83.0%+4.5pp |
| Annual return | 2.39% | 36.51%-34.1pp | 29.29%-26.9pp | 41.46%-39.1pp |
| Employer contribution / active EE | $636 | $6,029-89.5% | $5,211-87.8% | $4,869-86.9% |
| Participant deferral / active EE | $9,503 | $6,958+36.6% | $6,282+51.3% | $5,287+79.7% |
| Admin fee / account holder | $4,543 | $11,765-61.4% | $9,324-51.3% | $10,133-55.2% |