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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,085 | $100,895+49.7% | $90,430+67.1% | $158,950-4.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 24.69% | 1725.54%-1700.9pp | 1293.73%-1269.0pp | 302.91%-278.2pp |
| Employer contribution / active EE | $1,776 | $3,689-51.8% | $3,262-45.5% | $4,762-62.7% |
| Participant deferral / active EE | $12,462 | $4,347+186.7% | $3,963+214.5% | $5,983+108.3% |
| Admin fee / account holder | $2,673 | $6,505-58.9% | $5,613-52.4% | $11,248-76.2% |