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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,085 | $100,938+49.7% | $90,461+67.0% | $158,982-5.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 24.69% | 1727.20%-1702.5pp | 1294.76%-1270.1pp | 302.99%-278.3pp |
| Employer contribution / active EE | $1,776 | $3,691-51.9% | $3,264-45.6% | $4,763-62.7% |
| Participant deferral / active EE | $12,462 | $4,350+186.5% | $3,964+214.3% | $5,983+108.3% |
| Admin fee / account holder | $2,673 | $6,510-58.9% | $5,617-52.4% | $11,252-76.2% |