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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,937 | $77,920-78.3% | $149,723-88.7% | $75,177-77.5% |
| Participation rate | 34.6% | 65.6%-31.0pp | 78.8%-44.2pp | 67.2%-32.6pp |
| Annual return | 18.37% | 31.72%-13.4pp | 134.50%-116.1pp | 160.75%-142.4pp |
| Employer contribution / active EE | $736 | $3,138-76.6% | $4,821-84.7% | $2,671-72.5% |
| Participant deferral / active EE | $1,364 | $3,411-60.0% | $5,682-76.0% | $4,126-66.9% |
| Admin fee / account holder | $697 | $5,951-88.3% | $13,215-94.7% | $5,651-87.7% |