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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,169 | $88,754+243.8% | $81,820+273.0% | $145,877+109.2% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 17.64% | 1031.77%-1014.1pp | 777.93%-760.3pp | 551.28%-533.6pp |
| Employer contribution / active EE | $804 | $3,085-73.9% | $2,915-72.4% | $4,663-82.8% |
| Participant deferral / active EE | $6,849 | $4,648+47.4% | $4,323+58.5% | $6,691+2.4% |
| Admin fee / account holder | $19,446 | $8,424+130.8% | $7,391+163.1% | $13,402+45.1% |