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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,432 | $148,629+20.1% | $135,982+31.2% | $139,487+27.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.37% | 79.33%-66.0pp | 68.32%-55.0pp | 373.84%-360.5pp |
| Employer contribution / active EE | $3,625 | $5,247-30.9% | $4,859-25.4% | $4,755-23.8% |
| Participant deferral / active EE | $22,188 | $8,102+173.8% | $7,760+185.9% | $6,713+230.5% |
| Admin fee / account holder | $2,597 | $12,406-79.1% | $10,767-75.9% | $11,407-77.2% |