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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,973 | $148,623-50.9% | $135,974-46.3% | $139,466-47.7% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 18.05% | 79.30%-61.2pp | 68.30%-50.3pp | 373.66%-355.6pp |
| Employer contribution / active EE | $444 | $5,246-91.5% | $4,859-90.9% | $4,754-90.7% |
| Participant deferral / active EE | $3,819 | $8,103-52.9% | $7,760-50.8% | $6,712-43.1% |
| Admin fee / account holder | $27,486 | $12,406+121.6% | $10,767+155.3% | $11,409+140.9% |