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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,948 | $129,737-86.9% | $119,126-85.8% | $154,746-89.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.99% | 379.08%-361.1pp | 282.11%-264.1pp | 172.34%-154.3pp |
| Employer contribution / active EE | $1,905 | $4,375-56.5% | $4,034-52.8% | $4,379-56.5% |
| Participant deferral / active EE | $6,099 | $5,842+4.4% | $5,318+14.7% | $6,730-9.4% |
| Admin fee / account holder | $459 | $11,961-96.2% | $10,693-95.7% | $14,365-96.8% |