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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,948 | $111,535-84.8% | $105,223-83.9% | $137,256-87.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.99% | 237.85%-219.9pp | 180.65%-162.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,905 | $3,939-51.6% | $3,689-48.4% | $4,156-54.2% |
| Participant deferral / active EE | $6,099 | $5,500+10.9% | $5,072+20.3% | $6,407-4.8% |
| Admin fee / account holder | $459 | $9,721-95.3% | $8,859-94.8% | $12,270-96.3% |