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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,802 | $184,000+35.2% | $162,185+53.4% | $152,909+62.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 18.86% | 150.80%-131.9pp | 115.61%-96.7pp | 345.46%-326.6pp |
| Employer contribution / active EE | $15,855 | $6,370+148.9% | $5,613+182.5% | $4,764+232.8% |
| Participant deferral / active EE | $10,830 | $8,033+34.8% | $7,297+48.4% | $5,851+85.1% |
| Admin fee / account holder | $104,015 | $13,124+692.6% | $10,844+859.2% | $11,601+796.6% |