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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $24,468 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,131 | $58,320-7.2% | $86,451-37.4% | $66,949-19.1% |
| Participation rate | 57.1% | 78.6%-21.4pp | 80.3%-23.2pp | 69.8%-12.7pp |
| Annual return | -16.43% | -9.71%-6.7pp | 4398.51%-4414.9pp | 1.57%-18.0pp |
| Employer contribution / active EE | $19 | $2,615-99.3% | $3,770-99.5% | $2,545-99.2% |
| Participant deferral / active EE | $9,979 | $6,899+44.6% | $6,953+43.5% | $4,239+135.4% |
| Admin fee / account holder | $273 | $546-50.0% | $6,734-95.9% | $594-54.0% |