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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $19,596 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,819 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,775 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,453 | $79,169-13.5% | $100,415-31.8% | $74,478-8.1% |
| Participation rate | 65.5% | 79.4%-13.9pp | 81.5%-16.0pp | 67.2%-1.7pp |
| Annual return | 17.12% | 20.51%-3.4pp | 49.47%-32.4pp | 1370.56%-1353.4pp |
| Employer contribution / active EE | $0 | $3,017-100.0% | $3,943-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $12,119 | $7,751+56.4% | $8,091+49.8% | $4,350+178.6% |
| Admin fee / account holder | $329 | $1,337-75.4% | $7,906-95.8% | $1,946-83.1% |