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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,545 | $78,682-65.0% | $109,188-74.8% | $85,851-67.9% |
| Participation rate | 27.5% | 68.3%-40.7pp | 75.9%-48.3pp | 69.3%-41.8pp |
| Annual return | 12.08% | 25.09%-13.0pp | 25.76%-13.7pp | 318.63%-306.6pp |
| Employer contribution / active EE | $1,706 | $2,734-37.6% | $3,723-54.2% | $2,565-33.5% |
| Participant deferral / active EE | $0 | $3,468-100.0% | $4,654-100.0% | $3,952-100.0% |
| Admin fee / account holder | $10,323 | $5,470+88.7% | $6,755+52.8% | $6,261+64.9% |