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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,501 | $175,259-86.6% | $149,723-84.3% | $139,487-83.2% |
| Participation rate | 46.2% | 83.4%-37.2pp | 78.8%-32.6pp | 80.3%-34.2pp |
| Annual return | 29.88% | 166.82%-136.9pp | 134.50%-104.6pp | 373.84%-344.0pp |
| Employer contribution / active EE | $1,276 | $5,478-76.7% | $4,821-73.5% | $4,755-73.2% |
| Participant deferral / active EE | $4,618 | $6,522-29.2% | $5,682-18.7% | $6,713-31.2% |
| Admin fee / account holder | $18 | $16,158-99.9% | $13,215-99.9% | $11,407-99.8% |