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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,227 | $148,629+202.9% | $135,982+231.1% | $139,487+222.8% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 16.48% | 79.33%-62.9pp | 68.32%-51.8pp | 373.84%-357.4pp |
| Employer contribution / active EE | $22,838 | $5,247+335.3% | $4,859+370.0% | $4,755+380.3% |
| Participant deferral / active EE | $13,060 | $8,102+61.2% | $7,760+68.3% | $6,713+94.6% |
| Admin fee / account holder | $64,240 | $12,406+417.8% | $10,767+496.6% | $11,407+463.1% |