Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,026 | $76,551-86.9% | $123,894-91.9% | $62,881-84.1% |
| Participation rate | 16.2% | 73.0%-56.8pp | 81.4%-65.2pp | 69.3%-53.1pp |
| Annual return | 7.89% | 18.68%-10.8pp | 47.52%-39.6pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,048 | $2,882-63.6% | $4,617-77.3% | $2,281-54.0% |
| Participant deferral / active EE | $1,406 | $4,840-70.9% | $5,984-76.5% | $3,203-56.1% |
| Admin fee / account holder | $46 | $4,826-99.0% | $8,357-99.4% | $4,296-98.9% |