Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,339 | $91,474-85.4% | $135,982-90.2% | $71,529-81.4% |
| Participation rate | 42.5% | 75.7%-33.2pp | 81.9%-39.4pp | 67.9%-25.4pp |
| Annual return | 29.69% | 29.89%-0.2pp | 68.32%-38.6pp | 28.97%+0.7pp |
| Employer contribution / active EE | $1,512 | $3,705-59.2% | $4,859-68.9% | $2,590-41.6% |
| Participant deferral / active EE | $2,409 | $7,095-66.1% | $7,760-69.0% | $4,291-43.9% |
| Admin fee / account holder | $410 | $1,267-67.6% | $10,767-96.2% | $1,588-74.2% |