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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,896 | $175,259-17.9% | $149,723-3.9% | $139,487+3.2% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 13.39% | 166.82%-153.4pp | 134.50%-121.1pp | 373.84%-360.5pp |
| Employer contribution / active EE | $3,714 | $5,478-32.2% | $4,821-23.0% | $4,755-21.9% |
| Participant deferral / active EE | $7,045 | $6,522+8.0% | $5,682+24.0% | $6,713+5.0% |
| Admin fee / account holder | $2,853 | $16,158-82.3% | $13,215-78.4% | $11,407-75.0% |