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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,946 | $211,239-40.4% | $178,528-29.5% | $145,877-13.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.81% | 30.22%-18.4pp | 27.11%-15.3pp | 551.28%-539.5pp |
| Employer contribution / active EE | $7,696 | $4,570+68.4% | $3,950+94.8% | $4,663+65.0% |
| Participant deferral / active EE | $15,967 | $6,963+129.3% | $6,278+154.3% | $6,691+138.7% |
| Admin fee / account holder | $485 | $12,095-96.0% | $10,419-95.3% | $13,402-96.4% |