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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,502 | $176,688-94.6% | $130,660-92.7% | $152,909-93.8% |
| Participation rate | 83.3% | 79.0%+4.4pp | 71.7%+11.6pp | 82.5%+0.9pp |
| Annual return | 56.04% | 2693.08%-2637.0pp | 1709.29%-1653.3pp | 345.46%-289.4pp |
| Employer contribution / active EE | $0 | $5,743-100.0% | $4,092-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,918 | $4,362-33.1% | $3,603-19.0% | $5,851-50.1% |
| Admin fee / account holder | $1,307 | $7,131-81.7% | $5,463-76.1% | $11,601-88.7% |