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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,444 | $104,479-88.1% | $159,474-92.2% | $79,391-84.3% |
| Participation rate | 70.8% | 76.6%-5.8pp | 82.8%-12.1pp | 70.7%+0.1pp |
| Annual return | 0.00% | 67.98%-68.0pp | 263.68%-263.7pp | 116.88%-116.9pp |
| Employer contribution / active EE | $1,909 | $3,417-44.1% | $4,831-60.5% | $2,428-21.4% |
| Participant deferral / active EE | $3,436 | $6,468-46.9% | $7,353-53.3% | $4,046-15.1% |
| Admin fee / account holder | $1,725 | $711+142.5% | $10,802-84.0% | $627+175.3% |