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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,770 | $109,967-72.0% | $97,197-68.3% | $145,877-78.9% |
| Participation rate | 50.0% | 76.0%-26.0pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 25.19% | 244.27%-219.1pp | 75.47%-50.3pp | 551.28%-526.1pp |
| Employer contribution / active EE | $7,280 | $3,077+136.6% | $2,723+167.4% | $4,663+56.1% |
| Participant deferral / active EE | $6,032 | $4,676+29.0% | $4,263+41.5% | $6,691-9.8% |
| Admin fee / account holder | $1,077 | $6,199-82.6% | $5,637-80.9% | $13,402-92.0% |