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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,770 | $110,093-72.1% | $97,295-68.4% | $145,897-78.9% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 25.19% | 244.76%-219.6pp | 75.62%-50.4pp | 552.29%-527.1pp |
| Employer contribution / active EE | $7,280 | $3,077+136.6% | $2,723+167.4% | $4,663+56.1% |
| Participant deferral / active EE | $6,032 | $4,678+28.9% | $4,264+41.5% | $6,689-9.8% |
| Admin fee / account holder | $1,077 | $6,212-82.7% | $5,646-80.9% | $13,390-92.0% |